As we know identity theft happens when someone steals your personal information and uses it without your permission. It’s a serious crime that can damage your finances, credit history, and reputation — and can take time, money, and patience to resolve.
The consumer information contained on the Federal Trade Commission site has many helpful suggestions which can be used if you find yourself in this predicament.
What to Do Right Away
Immediate Steps to Repair Identity Theft
Here’s how to begin to limit the harm from identity theft.
What to Do Next
Extended Fraud Alerts and Credit Freezes
Placing both extended fraud alerts and credit freezes on your credit reports can make it more difficult for an identity thief to open new accounts in your name.
Repairing Your Credit After Identity Theft
Here are step-by-step instructions for disputing fraudulent charges and accounts related to identity theft.
Lost or Stolen Credit, ATM and Debit Cards
Federal law limits your liability if your credit, ATM, or debit card is lost or stolen, but your liability may depend on how quickly you report the loss or theft.
Specific Types of Identity Theft
Tax-Related Identity Theft
Do you know the warning signs that an identity thief is using your Social Security number?
Child Identity Theft
Here’s how to protect your child’s personal information against theft.
Medical Identity Theft
An identity thief can use your personal information to get medical care or services. Find out how to respond.
LINK Consumer Information